1- Allow for truly customizable neat sheets!
The ability to add rows and columns is pointless as the ability to assign categories is crippled. I bought this under the assumption that I could modestly create a template suitable for my own use. I did not appreciate discovering the fact that I am expected to categorize my personal finances and business needs to seemingly arbitrary categories that border on the redundant. I further did not appreciate that I discovered this crippled functionality after hours of futile attempts in making my own neat sheet, only to resign myself to memorizing renamed categories for other data (e.g., airline = gas). This resignation occurred after chancing upon a blurb on a .pdf clearly stating aforementioned functionality limit---something left out of the help file and the instructions on the neat sheets themselves! 